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Can I get a mortgage while on maternity or paternity leave?

You can get a mortgage while on maternity leave. Learn how lenders assess return-to-work income, childcare costs and the documents you need to apply in 2026.

HEEditorial TeamOct 6, 2026

How much does a mortgage valuation cost in the UK?

Mortgage valuation cost UK: check your lender’s charge before applying. Learn what valuations cover, how surveys differ and which mortgage terms to compare.

HEEditorial TeamOct 6, 2026

Can I add someone to my mortgage after completion?

Can I add someone to my mortgage? Yes, with lender approval. Compare a transfer of equity with remortgaging, and understand ownership, tax and liability.

HEEditorial TeamOct 5, 2026

Can I get a mortgage using commission income only?

A mortgage using commission income only is possible. Understand lender criteria, PAYE and self-employed evidence, and how to prepare your UK mortgage application.

HEEditorial TeamOct 5, 2026

Can I get a mortgage as a contractor with less than 12 months on a day rate?

Contractor mortgage less than 12 months day rate: approval is possible. Learn how contract terms, work history and income evidence shape your application.

HEEditorial TeamOct 5, 2026

How much can I borrow with a guarantor mortgage?

Guarantor mortgage: how much can I borrow? Your limit depends on affordability and the support offered. Compare family-backed routes, risks and lender checks.

HEEditorial TeamOct 4, 2026

How much does mortgage life insurance cost in the UK?

Mortgage life insurance cost UK depends on your cover and circumstances. Compare policy types, underwriting and exclusions before choosing mortgage protection.

HEEditorial TeamOct 4, 2026

Can I remortgage to consolidate debt in the UK?

Can you remortgage to consolidate debt? Yes, if you qualify. Compare repayment costs, lender criteria and the risks of securing existing debts against your home.

HEEditorial TeamOct 4, 2026

Is a new build mortgage more expensive than an existing home mortgage?

New build mortgage vs existing home mortgage: new builds aren't always dearer. Compare lender criteria, deposits, fees and completion timing before you commit.

HEEditorial TeamOct 3, 2026

Can I get a green mortgage for an existing home, not just new build?

Green mortgage existing home guide: existing properties can qualify. Check EPC requirements, remortgage timing and total borrowing costs before you apply.

HEEditorial TeamOct 3, 2026

Can I get a mortgage as a first-time buyer with only a 5% deposit?

5 percent deposit mortgage first time buyer: yes, subject to lender checks. Understand 95% LTV, affordability, credit history and the steps before you apply.

HEEditorial TeamOct 3, 2026

How much does income protection insurance cost for self-employed people?

Compare income protection insurance cost self employed quotes on equal terms. Check benefits, waiting periods and exclusions before choosing your cover in 2026.

HEEditorial TeamOct 2, 2026